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Storm Damage Claim

Storm Damage Claims

Do you need Hurricane Property Damage Claims Expertise?

Mostyn Law has represented more than 20,000 individuals, businesses, and churches across the country for damage suffered as a result of a catastrophic storm.

As a Houston-based firm, we’re intimately familiar with extreme weather events that wreak havoc along the Texas Gulf Coast. And unfortunately, our entire staff knows firsthand what it is like to personally deal with these storms—from preparing for the storm, fearing for your family's safety, and then dealing with the aftermath.  

When Hurricane Harvey devastated the Gulf Coast in 2017, our hometown faced the storm and banded together to do everything we could to restore our city, uplift one another, and be compassionate to those around us. Yet even today, many are still struggling to recover from Harvey, and communities across the United States go through similar circumstances each year. Since 2020, there have been more than 100 subtropical and tropical storms, tropical depressions, and hurricanes along the US coasts. The 2021 Texas Freeze and subsequent power crises still linger in our memories.

At Mostyn Law, we help our clients deal with the aftermath of hurricanes, tornados, tropical storms, hail storms, and floods. If your insurance company is refusing to pay what you’re owed for property damage after a storm, call us today. We will send our team of expert storm damage attorneys to your home or business and conduct a complete evaluation of your interior and exterior damages. We’ll document the damage with pictures and videos and submit a report with our findings to your insurance company.  We will make sure you fully understand what you’re entitled to under your insurance policy, including contents coverage, other structures, additional living expenses, and recoverable depreciation. Together, we can help you file

Hurricane insurance claim
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When somebody else can fight for you, it means everything. We can't thank the Mostyn Law firm enough.

- Client, Hurricane Insurance Claim Case

To date, Mostyn Law has represented more than 20,000 individuals, businesses, and churches across the country and recovered hundreds of millions of dollars for property owners who have suffered damage due to catastrophic storms. Our expert attorneys have served on the Liaison Council for several multi-district litigation (MDL) courts handling storm cases. As Liaison Counsel, our team of storm damage attorneys is at the forefront of the litigation fighting for our client’s rights.

It's hard enough after a storm to rebuild your home and your community. You shouldn't have to worry about jumping through hoops with insurance companies to recover what you’re owed. Let Mostyn Law take that burden off of you.

Protect your home or business before the storm with our preparedness checklists

Storm Damage Claim

What to do during a tropical storm, tornado, or hurricane

  • Stay indoors. Remain inside at all times, even if the storm seems calm. Storm conditions can change or worsen quickly. Shut all interior doors and stay away from windows and glass doors. During tornado warnings or tornado watches, seek shelter in an interior hallway, bathroom, or closet on the lowest level of your house or under something sturdy, like a well-constructed table. 

  • Use flashlights, NOT candles. It’s better to use flashlights instead of candles to avoid fires during a storm when harmful and potentially invisible flammable agents could be in the air and in your home. If you have to use a candle, keep a fire extinguisher nearby, and never let either item out of your sight or reach.

  • Wash your hands with clean water. After a storm, it’s vital to stay hygienic amidst the slew of health concerns and dangers. Do not use tap water until notified of its safety and instead clean with bottled water. Boil and disinfect the water before using. Throw out old food that may be contaminated or that wasn’t stored at the proper temperature throughout the storm. Even if it seems normal or safe to consume, it’s best to avoid it completely. Use best practices for keeping your food and water safe.

  • Avoid damaged buildings. During a natural disaster, structures can degrade quickly, presenting a danger for anyone still left inside. You should leave your home or business immediately if you start to hear strange, shifting noises.  If that is not an option, move to the smallest room in the house or seek safety under a sturdy object like a table or desk.

  • Avoid wet electronics. Using wet electronics can cause electrocution and should be avoided at all costs. It’s better to be safe than sorry. 

  • Protect yourself against flood water. Do whatever you can to avoid exposing your body to contaminated flood water. A flood can carry several toxic bacteria and diseases, not to mention the risk of drowning. Do not walk or drive in flood waters. If you must, grab some tall rain boots or waders and a life jacket. If you are exposed to the water, wash off after the exposure. Take extra care washing your hands.  

  • Protect yourself from carbon monoxide poisoning. Leave your house and call 911 if your CO detector starts beeping, and never use any fuel-burning, gas-powered, or coal-burning equipment inside or within 20 feet of your home.

  • Protect yourself from unknown animals and insects. Humans can pick up diseases from both animals and insects. During a natural disaster, proceed with caution when coming across stray animals. Stay away, and arm yourself with bug spray to protect yourself from insects, as well.

  • Stay clear of fallen or hanging power lines. Stay away from debris and downed power lines. If you can, report any fallen or hanging power lines to your local municipality to take action.

  • Treat wounds and injuries to protect against infection. If there is bleeding, apply direct pressure to the wound. Contact medical professionals immediately if an injury worsens via swelling, oozing, or increased pain.

  • Do not return to your home until it’s safe. Once you have evacuated your home during a storm, do not return until you have been told it is safe to do so. Listen to local officials for updates and instructions. Check in with family and friends by texting or using social media, like Facebook’s disaster safety tool. Returning too early could mean entering a building that is subject to collapse, or entering back into the eye of the storm. 

  • Clean your home safely after the storm. Once the storm has subsided and it is safe to enter your home, thoroughly clean it. Open up all the windows and throw away anything that is beyond saving to clear the air and remove harmful aromas and residue. 

How to file an insurance claim after a storm

  • Document all losses. Take pictures and videos of all damage.  If contents within your home or business are damaged, photograph each item and take note of the purchase date and the value of each item so you can provide an inventory to the insurance company. 

  • File a claim.  Contact your insurance provider, provide your policy number, landline or cell phone number, and email address, and give an accurate portrayal of your property damage.  File a claim with your insurance company for damages caused by the storm and submit all documents, evidence, photographs, and receipts. 

  • Wait to throw damaged items away. Do not discard damaged items until your insurance company has had an opportunity to inspect the damaged items and be sure that everything is documented and properly reported before discarding.

  • Stay organized with your claim. Keep track of the claim process, noting every time you speak to someone about your claim. Write down the relevant names of anyone you spoke with, as well as the date and time you spoke with them so you have those records in case your attorneys need them during potential litigation.

Do not hire a contractor until you file an insurance claim. If you are considering hiring a contractor, read our 10 Tips for Hiring a Contractor guide.

Storm Damage FAQs

  • How do you file a Camp Lejeune toxic water lawsuit?
    Contact Mostyn Law and we will help you get the money you deserve for your Camp Lejeune injury by walking you through each step of the legal process. We start by gathering your service, employment, and medical records so we can verify your case, and then we’ll proceed with submitting the documentation required by the Navy’s legal division.
  • Is Camp Geiger part of the Camp Lejeune contamination?
    No. While Camp Geiger is a small base within the surrounding Camp Lejeune marine base, the water at Camp Geiger was not contaminated. However, if you encountered the toxic water from Camp Lejeune during your residency at Camp Geiger, you may still be entitled to financial compensation.
  • How do you qualify for a Camp Lejeune toxic water lawsuit?
    Even if your deceased loved one died from a terminal disease or condition, and you didn’t make the connection to the Camp Lejeune water contamination until years later, there is still a chance you may be eligible to file a Camp Lejeune toxic water lawsuit. If you worked or lived at Camp Lejeune between 1953 and 1987 and wish to file a lawsuit for death or injury, contact Mostyn Law for assistance. Once we verify your case and all documentation, we will walk you through the claim process every step of the way and make sure you get the compensation you deserve.


When somebody else can fight for you, it means everything. We can't thank the Mostyn Law firm enough.

- Client, Hurricane Insurance Claim Case

Great people here and very driven to serve! I had an issue with my case, a legal formality, so I went to Mostyn to see what could be done and they were not only super prompt in their response but were able to resolve my issue the same day! My case was closed days later, as opposed to the months it would’ve been pending had I not made that phone call. They made me feel like my case was their most important and top priority, even though I know it was low level compared to other clients. Couldn’t have asked for a better result or better service. Thank you, Mostyn Law!

- Joseph Badger

Experienced Hurricane Damage Attorneys

As attorneys representing home and business owners, we have seen the damage, devastation, and disruption that hurricanes and tropical storms can cause. We represent thousands of clients against insurance companies who try to avoid and delay payment for legitimate losses our clients have incurred.

Do you have property damage related to storm damage, including from a hurricane? Has your claim been resolved? We focus on representing the policyholder and making sure you are treated fairly. Contact us today to discuss resolving your claim. 

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3810 W. Alabama St. Houston, TX

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